Tools · Calculator
Cash-flow calculator
Enter the monthly numbers and see effective income, NOI, cash flow, and debt-service coverage instantly.
Monthly inputs
Results
- Effective gross income
- $8,950
- Operating expenses
- – $3,200
- Net operating income
- $5,750
- Debt service
- – $4,100
Monthly cash flow
$1,650
$19,800 per year
DSCR1.40×
Most lenders want a DSCR of 1.20–1.25× or better. Below 1.0× the property can't cover its own debt.
Cash flow is only half the return
Appreciation, amortization, and tax treatment matter too. We model the whole picture.